FinovaCalc

Privacy Policy

Last updated: September 3, 2026

1. Introduction

Welcome to FinovaCalc ("we," "us," or "our"). We operate the website https://finova-calc.com (the "Site" or "Service"), a free online platform that provides financial calculators for educational and informational purposes.

This Privacy Policy explains what information we collect, how we use it, and your rights. By using FinovaCalc, you agree to the practices described in this policy. If you do not agree, please do not use the Site.

2. Information We Collect (and What We Do NOT Collect)

2.1 Financial Calculator Inputs – We Do NOT Collect These

All calculations on FinovaCalc run entirely in your web browser (client-side). We do not store, collect, log, save, or transmit any of the numbers or financial details you enter into our calculators.

This includes loan amounts, interest rates, income, expenses, investment amounts, tenure, or any other personal financial data you type into the tools. When you leave or refresh the page, that information disappears from your browser session and is never sent to our servers.

2.2 Information We May Collect

We may collect limited non-personal and technical information, such as:

  • Usage data: Pages visited, time spent, referring website, browser type, device type, and approximate location (country/city level) derived from IP address.
  • Contact information: If you email us or use a contact form, we receive the details you choose to share (e.g., name, email address, message content).
  • Cookies and similar technologies: As described in the sections below.

We do not require you to create an account to use our calculators. We do not knowingly collect sensitive personal data beyond what is described here.

3. Cookies and Tracking Technologies

We use cookies and similar technologies to make the Site work properly, remember your preferences, understand how the Site is used, and support advertising.

Types of cookies we may use:

  • Essential / functional cookies: Necessary for basic site operation (e.g., remembering cookie consent preference).
  • Analytics cookies: Help us understand traffic and usage patterns so we can improve the Service.
  • Advertising cookies: Used by third-party advertising partners (including Google) to deliver relevant ads and measure ad performance.

You can control or delete cookies through your browser settings. Note that blocking certain cookies may affect site functionality or the relevance of ads you see.

4. Google Analytics and Similar Analytics Tools

We may use Google Analytics or similar analytics services to understand how visitors use FinovaCalc. These tools collect information such as pages viewed, time on site, and general device/browser data. Google Analytics may use cookies and may process data in accordance with Google's own privacy policy.

You can learn more about how Google uses data at https://policies.google.com/privacy. You may also install the Google Analytics Opt-out Browser Add-on if available for your browser.

5. Third-Party Advertising (Including Google AdSense)

FinovaCalc may display advertisements served by third parties, including Google AdSense. These third-party advertisers may use cookies, web beacons, and similar technologies to collect information about your visits to this and other websites in order to provide relevant advertisements about goods and services that may interest you, and to measure the effectiveness of their advertising campaigns.

Google, as a third-party vendor, uses cookies to serve ads on our Site. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our Site and/or other sites on the Internet. You may opt out of personalized advertising by visiting Google Ads Settings.

We do not control these third-party cookies or how the data they collect is used. We encourage you to review the privacy policies of any third-party advertising services.

6. How We Use Information

We use the limited information we collect to:

  • Operate, maintain, and improve the Site and our calculators
  • Understand usage patterns and fix technical issues
  • Respond to your inquiries when you contact us
  • Comply with legal obligations where applicable
  • Support the display of relevant advertising (via third-party partners)

We do not use calculator input data for any purpose because we never receive it.

7. Data Sharing and Disclosure

We do not sell your personal information.

We may share limited information in these situations:

  • Service providers: Trusted partners who help us run the Site (e.g., hosting, analytics) under appropriate confidentiality obligations.
  • Advertising partners: Third parties such as Google may receive data through cookies and similar technologies as described above.
  • Legal requirements: If required by law, regulation, legal process, or governmental request.
  • Business transfers: In connection with a merger, sale, or transfer of assets, subject to this Privacy Policy.

8. Data Security

We take reasonable technical and organizational measures to protect the limited information we handle. Because calculator inputs never leave your browser, the risk of those details being exposed through our systems is minimized by design.

No method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security of any information transmitted to or from the Site.

9. Your Rights

Depending on your location, you may have rights regarding personal data we hold about you, such as the right to access, correct, delete, or restrict processing of that data, or to object to certain processing.

To exercise any applicable rights or ask questions about your data, contact us at the email address below. We will respond in accordance with applicable law.

You can also manage cookies through your browser settings and advertising preferences through the links provided in the advertising section above.

10. Children's Privacy

FinovaCalc is not directed at children under the age of 13 (or the equivalent minimum age in your jurisdiction). We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us and we will take steps to delete it.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The "Last updated" date at the top of this page will reflect the most recent revision. We encourage you to review this page periodically. Continued use of the Site after changes constitutes acceptance of the updated policy.

12. Contact Information

If you have any questions about this Privacy Policy or our data practices, please contact us:

For related legal information, see our Terms of Service & Disclaimer.